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Oriental Bank of commerce, ECB Bikaner


Consumer complaints and reviews about Oriental Bank of commerce, ECB Bikaner

Nov 13, 2019

Negative balance in saving account

I have a saving account in OBC Bank (a/c no. 11742193000041). I am a student, so i am not able to maintain the minimum limit of balance which is 2500rs (this is quite larger amount for such a student). So, bank takes the advantage of my constraint and applies the charges for not maintaining minimum amount . Now the balance of my account is negative 1800 (i.e -1800rs).
So, i want to close my account since I am not able to maintain the minimum amount, so i visited home branch and said for closing the account but they refused to closing the account until i pays all the negative amount.
As per RBI rule it should be ensured that the balance in saving account does not turn into negative balance solely. So i told them the RBI rule but they didn't accept that.
So, please waive off the non maintainces charge so that i can get this account closed.
Please arrange a call back from home branch so i can convey them.
Yours sincerely
Amit Jangir
Mob. No. 9024532622

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