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SBI Crdit Card

West Bengal

Consumer complaints and reviews about SBI Crdit Card

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Mar 14, 2019

Calls coming from SBI Credit Card, saying I am a guarantor of loan of a defaulter

Dear Officer-in-charge,
SBI Credit Card

I am Ananta Dev Mukherjee, son of Late Probhat Kumar Mukherjee, residing at 6, Suchana Apartment, 840-B/1, Motilal Gupta Road, PO: Barisha, P.S: Haridevpur, Kolkata. Pin – 700008, complaining that. Since last 2 months I received about 15 calls from SBI Credit Card Department, vide mobile nos : 7838245339, 9674861709 & 7011422442, that Mr. Biprajit Panigrahi, son of Mr. Chandan Panigrahi, residing at 11GA/5, Motilal Gupta Road, PO: Barisha, P.S: Haridevpur, Kolkata. Pin – 700008, had taken a loan and used my name as Guarantor against his loan. And they also informed that till date he did not repay the loan, hence SBI Credit Card Department is approaching me to repay the loan. Mr. Biprajit Panigrahi’s contacts numbers are : 800194592, 8961306498 & 7003699721.

I would like to inform you that I am no way connected to any of his financial transaction with Bank or similar institutes and I never signed any documents as guarantor for any of his loans or liability.

I am continuously receiving calls from the above mentioned no, claiming that the call from SBI Credit Card Legal Depart, is really a mental harassment for me and my family, where I am not at all involved in any such loan taken by any one. I feel that there is a serious flaw in your system, that if this crime is done by Mr. Biprajit, then why SBI Credit card did not confirm from the Guarantor, if any, whether the guarantor is knowingly becoming a guarantor or his name is simply used to make him liable for someone’s fraud.

In between I met Mr. Biprajit Panigrahi, who is staying in our locality only. He has given me a letter, mentioning that he never used my name as guarantor in any of his financial transaction. I am enclosing the letter for your reference.9

I request you to take strong action against such fraudulence happening using my name, else I will take serious legal action,

Ananta Dev Mukherjee
Mobile : 9903995721

Calls coming from SBI Credit Card, saying I am a guarantor of loan of a defaulter

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